Payroll

Open-source Swedish double-entry ledger driven by conversation — full BAS, SIE, VAT, payroll, year-end.

Mid-market ERP with Copilot and a deep German localisation, strong across DACH.

Enterprise ERP incumbent with expanding AI across GL, close, and reporting.

Global SMB ledger — dominant in the UK, material US presence, with AI via JAX.

The default US SMB ledger, with Intuit Assist layered on top.

Sweden's default SMB ledger — 600k+ customers; taken private by EQT at $5.5B (Jul 2025).

UK-headquartered incumbent spanning desktop Sage 50 and cloud Sage Business Cloud, now with Sage Copilot.

Visma's SMB cloud ledger — the main Fortnox challenger in Sweden.

The Steuerberater-owned cooperative at the centre of German bookkeeping, now shipping DATEV KI.

The pragmatic mid-market Kanzleisoftware for German tax practices, strong on day-to-day Steuerberater workflow.

Haufe-owned German SMB and freelancer ledger, incrementally AI-augmented.

Swedish family-owned software group with a specialised byråprogram for accounting, tax, and payroll firms.